TERMS OF SERVICE – VIKTORIYA AND OKSANA LLC
Last Updated: January 2016 (Revised 2025)
This website and all associated programs, digital products, and services (the “Site” or “Services”) are owned and operated by Viktoriya and Oksana LLC (“Company,” “we,” “us,” or “our”). By accessing or using this Site, enrolling in any program, or making any purchase from us, you agree to be bound by these Terms of Service, our Privacy Policy, and any additional terms that apply to products or services offered by us. If you do not agree, you must discontinue use of the Site immediately.
1. Changes to Terms
We reserve the right to update, modify, or replace any part of these Terms at any time. Updated versions will be posted on this page with a revised date. Continued use of the Site or Services constitutes your acceptance of the updated Terms.
2. Intellectual Property Rights
All content on this Site—including digital downloads, videos, PDFs, course materials, frameworks, graphics, images, community content, and written content—is the exclusive property of Viktoriya and Oksana LLC.
It is protected under U.S. and international copyright and trademark laws.
You may not:
Copy, reproduce, sell, license, republish, or distribute any content
Share your login or purchased material
Create derivative works based on our intellectual property
Use our methodology for your own business, coaching, or professional purposes
You may download materials we explicitly make available for personal, non-commercial use, provided all copyright notices remain intact.
3. User-Submitted Materials
When you submit or upload content—such as comments, testimonials, messages, images, videos, forms, or social media posts—you confirm that you own the rights to this content or have permission to share it.
You grant Viktoriya and Oksana LLC a perpetual, irrevocable, royalty-free, worldwide license to use, reproduce, modify, publish, and display your submitted content for business, educational, or marketing purposes.
4. Payments, Billing Authorization & All-Sales-Final Policy
4.1 Payment Authorization
By purchasing any product, program, or service, you certify that:
You are authorized to use the payment method provided
You agree to pay the full amount due
You will not claim unauthorized use if you knowingly completed the transaction
You will fulfill all payment plan obligations in full
4.2 All Sales Are Final – No Refunds
All purchases—including digital products, courses, memberships, coaching, and the Rapid Healing Program—are final, non-refundable, and non-transferable.
By completing a purchase, you agree that:
You will not receive a refund under any circumstances
Not using, accessing, or finishing the program does not qualify for a refund
You are responsible for completing all installments on any payment plan
4.3 Chargeback Prevention Clause
By purchasing from Viktoriya and Oksana LLC, you fully acknowledge and agree to the following legally binding terms:
You waive any right to dispute or charge back a transaction that you knowingly authorized.
This includes but is not limited to claims such as:
“Product not as described”
“Services not used”
“Did not get results”
“Buyer’s remorse”
“Changed my mind”
You agree not to file a chargeback for any non-fraudulent transaction.
You understand that attempting a chargeback after receiving program access constitutes fraud.
In such cases, we will provide your bank with:
Login timestamps
IP logs
Access records
Coaching communication
Download history
Your signed agreement and payment authorization
If you initiate a chargeback, you agree that the Company may take the following actions:
Remove your access to all programs and services
Submit all evidence to your bank proving authorization
Seek recovery of the original amount, chargeback fees, and legal costs
Engage collections or legal counsel if needed
You agree to contact us at [email protected] before attempting any dispute with your bank.
We take chargeback fraud seriously and will pursue all available legal and financial remedies.
5. Digital Products
Digital courses, guides, downloads, and program materials are delivered immediately upon purchase and cannot be returned.
Therefore, no refunds are issued for digital products under any circumstances.
6. Coaching, Programs & Services
All coaching, consultations, and health-education programs—including the Rapid Healing Program—are for educational purposes only.
These Services:
Do not provide medical diagnosis or treatment
Do not replace medical care
Do not guarantee individual results
You acknowledge that results are dependent on your participation, consistency, and personal circumstances. You agree that you are fully responsible for your decisions, implementation, and outcomes.
7. Cancellation or Rescheduling of Sessions
If a session, class, or event must be rescheduled due to emergency, technical issues, or instructor illness, we will notify you as soon as possible.
Travel, lodging, or personal expenses are not reimbursed under any circumstances.
8. Confidentiality
We respect your privacy. However, coaching relationships are not legally protected by confidentiality privileges.
We may use anonymized versions of your success, progress, or questions for educational purposes.
You also agree not to share other clients’ private information, screenshots, or community content.
9. Limitation of Liability
To the fullest extent permitted by law, Viktoriya and Oksana LLC is not responsible for:
Personal injury
Medical outcomes
Loss of income
Delays in service
Errors, omissions, or inaccuracies
Any direct, indirect, incidental, or consequential damages
In any case, our total liability shall not exceed the amount you paid for the Service.
10. Indemnification
You agree to indemnify and hold harmless Viktoriya and Oksana LLC, its owners, employees, and contractors from any claims, losses, or damages resulting from:
Your actions
Your use of the Site or Services
Your violation of these Terms
Your misuse of purchased materials
11. Non-Disparagement
You agree not to make false, harmful, defamatory, or misleading statements about Viktoriya and Oksana LLC, its programs, owners, staff, or community.
We agree to offer you the same courtesy and respect.
12. Severability
If any provision of these Terms is found unenforceable, the remaining terms will continue in full effect.
13. Governing Law
These Terms are governed by the laws of the United States and the State of Michigan.
Any disputes must be resolved in the appropriate courts located in the State of Michigan.
14. Contact Information
For questions about these Terms of Service:
Email: [email protected]